The New Brunswick Superintendent of Insurance has announced new SPF #1 wording. Changes include elimination of the No Frills policy provisions as the No-Frills policy was eliminated back in April due to lack of interest. There will be new definitions of "accident", "common law partner of the head of the household", and "spouse". We do not have the new definitions yet however they will be published in the Royal Gazzett 15 September (Go to:  http://www.gnb.ca/0062/gazette/index-e.asp). Age limits related to "deemed employment" are to be removed and there will be an increase in the reimbursement amount for a substitute automobile after theft (not sure what the new limits are.....looking into that). The changes will come into effect on all existing SPF #1 policies as of 12:01 AM October 1.